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List of banks in Poland

The following list of banks in Poland is to be understood within the framework of the European single market, which means that Poland's banking system is more open to cross-border banking operations than peers outside of the European Union. It is based on the register of supervised entities maintained by the Polish Financial Supervision Authority (KNF), as of 2026-3-9.[1]

The National Bank of Poland (NBP) is not under KNF's supervision. Bank Gospodarstwa Krajowego (BGK), a state-owned development bank, is under KNF supervision under Polish law but is specifically exempted from the EU Capital Requirements Directives.

Systemically important banks

As of 2025, KNF had designated the following Polish banks as systemically important, listed here by decreasing score of systemic importance:[2]

The latter two cooperative banking groups, BPS and SGB, each relies on an institutional protection scheme.

Other joint-stock banks

Based on the KNF's register of "banks operating as joint-stock companies":[1]

  • Alior Bank SA, 32-percent-owned by PZU[6]
  • Bank BPH SA, legacy mortgage arm of Alior Bank
  • Bank Nowy, majority-owned by the Wielkopolski Cooperative Bank
  • Bank Ochrony Środowiska SA (BOŚ), majority-owned by the National Fund for Environmental Protection and Water Management
  • Bank Pocztowy SA, majority-owned by Polish Post
  • Credit Agricole Bank Polska, majority-owned by Crédeit Agricole
  • Deutsche Bank Polska, majority-owned by Deutsche Bank
  • DNB Bank Polska, majority-owned by DNB Bank
  • Getin Noble Bank SA, under liquidation since 2023
  • IBK Bank Polska SA, majority-owned by Industrial Bank of Korea
  • ING Bank Hipoteczny, mortgage arm of ING Bank Śląski
  • mBank Hipoteczny, mortgage arm of mBank
  • Millennium Bank Hipoteczny, mortgage arm of Bank Millennium
  • Nest Bank, fully-owned by AnaCap Financial Partners
  • Pekao Bank Hipoteczny, mortgage arm of Bank Pekao
  • PKO Bank Hipoteczny, mortgage arm of PKO BP
  • Plus Bank, affiliated with Grupa Polsat Plus
  • Santander Consumer Bank SA, fully-owned by Banco Santander
  • Toyota Bank Polska, subsidiary of Toyota via Toyota Kreditbank
  • VeloBank, majority-owned by Cerberus Capital Management

Cooperative banks

Poland has a long tradition of cooperative banking. As of early 2026, the KNF register included 488 cooperative banks ,[1] the vast majority of which were members of either the BPS Group or the SGB Group. The remaining independent local cooperative banks were:[7]

  • Bank Spółdzielczy w Brodnicy in Brodnica
  • Bank Spółdzielczy w Bydgoszczy in Bydgoszcz
  • Wschodni Bank Spółdzielczy w Chełmie in Chełm
  • Krakowski Bank Spółdzielczy and Bank Spółdzielczy Rzemiosła w Krakowie in Kraków
  • Warmińsko-Mazurski Bank Spółdzielczy in Olsztyn
  • Bank Spółdzielczy w Rutce – Tartak in Suwałki

Credit Unions

Polish credit unions are under a separate framework from cooperative banks, and are exempted from the EU Capital Requirements Directives.[8] At end-2023, there were 18 such Polish credit unions with total assets of ca. US$2.7 billion.[9]

Foreign branches

Based on the KNF's register of "branches of credit institutions":[1]

As of October 2025, there were no branches of banks located outside the European Economic Area ("third-country branches") in Poland, based on data compiled by the European Banking Authority.[10]

Additional corporate information

Defunct banks

Headquartered on the territory of present-day Poland

  • Schlesische Landschaft (1770–1945)
  • Pommersche Landschaft (1781–1945)
  • Ritterschaftliche Privatbank in Pommern (1824–1877)
  • Bank Polski (1828–1885)
  • Städtische Bank in Breslau (1848–1910)
  • Schlesischer Bankverein (1856–1917)
  • Provinzial-Aktienbank des Großherzogtums Posen (1857–1929), known from 1898 as Ostbank für Handel und Gewerbe
  • Bank of Industrialists (1861–1933)
  • Galician Bank for Trade and Industry (1869–1929)
  • Związek Spółek Zarobkowych i Gospodarczych (1871–1950)
  • Commercial Bank in Poznań (1872–1939)
  • Silesian Discount Bank (1893–1931)
  • Bank Towarzystw Spółdzielczych (1909–1946)
  • Bank for Trade and Industry in Warsaw (1910–1932)
  • Polish Industrial Bank (1910–1933)
  • Bank Dyskontowy (1913–1927)
  • Polish National Loan Bank (1916–1924)
  • Land Bank for the Borderlands (1918–1927)
  • Polish Land Bank in Lublin (1918–1926)
  • Bank Kredytu Hipotecznego (1919–1928)
  • Państwowy Bank Rolny (1919–1948)
  • Bank of Polish Industrialists (1920–1928)
  • Bank of the Mechanics Association (1920–1925)
  • Banque Franco-Polonaise (1920–1963)
  • Cooperative Bank at the Jewish Craftsmen's Club (1920–1923)
  • Warsaw Capital Bank (1920–1925)
  • Bank for the Electrification of Poland (1921–1925)
  • Kalisz Land Bank (1921–1935)
  • Polish Emigration Bank (1921–1924)
  • Polish Commission Bank (1921–1924)
  • Sugar Bank (1921–1946)
  • Warsaw United Bank (1921–1926)
  • Bank Śląski – Banque de Silésie (1922–1934)
  • Bank Polski SA (1924–1952)
  • Belarusian Cooperative Bank (1925–1938)
  • British and Polish Trade Bank (1926–1939)
  • Bank of Issue in Poland (1940–1945)
  • Bank Rolny (1950–1975)
  • Centralny Związek SOP (1964–1975)
  • Bank Gospodarki Żywnościowej (1975–2019)
  • Bank Zachodni (1988–2001)
  • Wielkopolski Bank Kredytowy (1988–2001)
  • Getin Bank (1990–2022)[12]
  • Idea Bank (1991–2021)[13]
  • Nordea Bank Polska (1992–2010)
  • Mercedes-Benz Bank Polska (1999–2021)[14]
  • BZ-WBK (2001–2018)
  • Inteligo (2001–2024)
  • Euro Bank (2003–2019)
  • HSBC Bank Polska (2003–2019)

Headquartered on former Polish territory

  • Mons Pius Bank in Lviv (1788–1939)
  • Joint-stock Mortgage Bank of Lviv (1867–1918)
  • Vilnius Land Bank (1872–1939)
  • Bank Krajowy in Lviv (1881–1924)
  • Land Credit Bank in Lviv (1909–1930)
  • Land Mortgage Bank in Lviv (1910–1939)

See also

  • List of Polish companies
  • List of banks in Europe

References

  1. Entities search Komisja Nadzoru Finansowego, retrieved 2026-3-9^
  2. The EBA updates list of other systemically important institutions European Banking Authority, 2025-5-15^
  3. Who Owns PKO Bank Polski Company? BCG Matrix, 2025-11-19^
  4. Erste Group successfully completes acquisition of 49% controlling stake in Santander Bank Polska Erste Group, 2026-1-9^
  5. Who Owns Bank Pekao Company? Pestel Analysis, 2025-11-2^
  6. Shareholders Alior Bank, retrieved 2026-3-10^
  7. Bankowość spółdzielcza - Lista banków spółdzielczych Krajowy Związek Banków Spółdzielczych, retrieved 2026-3-10^
  8. Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms - Current consolidated version - Article 2 EUR-Lex, 2025-1-17^
  9. Statistical Report 2023 World Council of Credit Unions^
  10. The EBA updates list of third-country groups and branches operating in the European Union and the European Economic Area European Banking Authority, 2025-10-13^
  11. UniCredit is returning to the Polish market. The name Aion is gone 6 October 2025^
  12. Poland starts compulsory restructuring of Getin Noble Bank 30 September 2022^
  13. Poland's Pekao to take over Idea Bank after compulsory restructuring Reuters, 31 December 2020, retrieved 2020-12-31^
  14. Mercedes-Benz Bank Polska S.A. w likwidacji Mercedes-Benz, retrieved 2021-01-04^