eFactor Network
eFactor Network is a working capital finance platform that provides supply chain financing solutions.
Last updated September 1, 2026
Overview
eFactor Network is a leader in working capital finance, providing a platform that allows companies and their suppliers to improve payment terms and access working capital. It has provided over USD 5 billion directly to companies through its platform over the last fourteen years. Its network includes more than 20,000 companies, suppliers, funders, and technology partners. The platform is multi-bank and provides access to more than 40 different funders, enabling clients to receive financing in multiple currencies and countries.
History
eFactor Network was founded in 2009 by Héctor de la Garza and his partners. The company started with the vision to help large buying organizations improve their working capital by extending payment terms without increasing the burden on their supply chain, and to serve their suppliers by giving them the option to receive early payment at attractive financing rates. Over the years, it has grown to serve more than 20,000 clients in Mexico and the world, providing over USD 5 billion directly to companies through its platform.
Sources
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