Achmea
A leading Dutch insurance and financial services group.
Last updated August 25, 2026
Overview
Achmea is a Netherlands-based insurance and financial services group headquartered in Zeist. Its main activities include insurance, pensions and related financial services for individuals, households, businesses and institutional customers. The group operates through consumer-facing brands such as Zilveren Kruis, Centraal Beheer, Interpolis, FBTO and InShared. Its business is closely connected with household risk management and social-security-related financial needs in the Netherlands, where Achmea has a significant position in the insurance market. The available material does not provide sufficiently verifiable information for a detailed account of its founding date, ownership structure or international scale.
History
Achmea is a major Dutch insurance and financial services group. Its current business consists of several insurance and financial-services operations marketed under distinct brands, covering health, property and casualty, life, income protection and pensions. The Netherlands is its principal market, with brands including Zilveren Kruis, Centraal Beheer, Interpolis, FBTO and InShared serving different customer segments. Because no sufficiently verifiable historical material was supplied for this entry, details about predecessors, the founding date, brand consolidation, ownership changes and specific strategic turning points are omitted.
Products and positioning
Health insurance
Achmea’s health-insurance business primarily serves individuals and households in the Netherlands, offering basic medical coverage and related supplementary protection through brands including Zilveren Kruis.
Property and casualty insurance
This product line covers household, motor, property and other everyday risks for individual and business customers, marketed through brands such as Centraal Beheer, Interpolis and FBTO.
Life and income protection insurance
Life and income-protection insurance addresses longer-term financial risks such as death, disability and interruption of income for individuals, households and businesses.
Pensions
Achmea provides financial services related to retirement saving and pensions for individuals, employers and institutional customers, forming an important part of the group’s broader financial-services activities.
Flagship businesses
- Zilveren Kruis
- Centraal Beheer
- Interpolis
- FBTO
- InShared
Sources
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