Zopa Bank Ltd. ([5]) is a British online bank which offers deposit accounts, personal loans and credit cards. It began as the world's first peer-to-peer lending company in 2005 and gained a full banking licence in 2020. The peer-to-peer side of its business closed in December 2021.
History
Zopa was launched in the UK in March 2005 as an arranger of peer-to-peer lending, connecting investors with individuals seeking loans.[6][7] It was founded in Buckinghamshire in 2004 by a team from the internet banking company Egg Banking.[8][9]