Personetics Technologies

Personetics Technologies is a financial technology (fintech) software company headquartered in New York The company's product uses artificial intelligence to analyze bank's customer transaction data in real-time and use this analysis to deliver financial management information.[1][2][3][4]

History

Personetics was founded in 2011 by David Sosna and David Govrin.[5] It offers services to big banks aiming to modernize their services, particularly in developing on-demand services.[6] The company's AI-based engagement platform provides data-drive personalization, customer management, and money managements to these global financial institutions that are facing increasing competitions from neobanks, or online-only direct banks.[7][6] It effectively operates through Consumer Data Right (CDR), an element in open banking that empowers consumers to get their banks share their personal data with fintechs.[8]

In 2021, the company secured an $85-million funding, raising its valuation to more than $160 million.[6]

References

  1. Steve Cocheo. Applying human intelligence to AI - Banking Exchange, 16 October 2017, retrieved 16 January 2019^
  2. Jaime Toplin. AI and security were among the top trends discussed at Money20/20 Business Insider, retrieved 16 January 2019^
  3. You Need a Better Bank Right Now Money, retrieved 16 January 2019^
  4. David Penn. Personetics Scores Minority Stake Investment from United Overseas Bank Finovate, 23 July 2018, retrieved 16 January 2019^
  5. Company Overview of Personetics Technologies Ltd. Bloomberg Businessweek, retrieved 16 January 2019^
  6. Israeli fintech Personetics raises $85M for tools to help incumbents personalize banking services to compete with neobanks TechCrunch, retrieved 2022-06-09^
  7. Catherine Knowles. Personetics raises $85M, expands operations in Australia IT Brief Australia, January 21, 2022, retrieved 2022-06-09^
  8. How the consumer data right and fintechs can help you reduce your fuel bill Startup Daily, 2022-03-08, retrieved 2022-06-09^