The following list of banks in Romania is to be understood within the framework of the European single market, which means that Romania's banking system is more open to cross-border banking operations than peers outside of the European Union.
Systemically important banks
As of 2025, the following Romanian banks were designated as systemically important, listed here by decreasing score of systemic importance:[1]
- Banca Transilvania SA
- Banca Comercială Română SA, majority-owned by Erste Group 🇦🇹
- UniCredit Bank SA, subsidiary of UniCredit 🇮🇹
- BRD - Groupe Societe Generale SA, majority-owned by Société Générale 🇫🇷
- Raiffeisen Bank SA, subsidiary of Raiffeisen Bank International 🇦🇹
- CEC Bank SA, state-owned
- Exim Banca Românească SA, state-owned
Other commercial banks
As of early 2026, the National Bank of Romania listed the additional commercial banks in addition to the above:[2]
- Banca Română de Credite și Investiții
- Intesa Sanpaolo Bank Romania, subsidiary of Intesa Sanpaolo 🇮🇹
- Libra Internet Bank SA
- Salt Bank SA, subsidiary of Banca Transilvania
- Vista Bank (Romania), controled by the Vardinogiannis family 🇬🇷
- Patria Bank SA
- ProCredit Bank SA, subsidiary of ProCredit Bank 🇩🇪
- Credex Bank
- Garanti Bank Romania, subsidiary of Banco Bilbao Vizcaya Argentaria 🇪🇸 via Garanti BBVA 🇹🇷, sold to Raiffeisen in March 2026[3]
- TechVentures Bank
Cooperative banks
The Banca Creditcoop acts as the central entity of a cooperative banking group that, as of early 2026, comprised 31 local cooperative banks, respectively headquartered in Arad, Pitești, Onești, Bacău, Marghita, Ștei, Oradea, Bistrița, Botoșani, Codlea, Brașov, Bucharest, Buzău, Călărași, Cluj-Napoca, Sfântu Gheorghe, Târgoviște, Craiova, Târgu Jiu, Deva, Iași, Sighetu Marmației, Baia Mare, Târnăveni, Slatina, Ploiești, Suceava, Tulcea, Râmnicu Vâlcea, Vaslui, and Focșani.[2]
Development bank
The Romanian Investment and Development Bank was established in 2023 and is under the prudential supervision of the National Bank of Romania.[4]
Romanian branches of international banks
As of early 2026, the following banks based in the European Economic Area had branches in Romania:[2]
As of October 2025, there were no branches of banks located outside the European Economic Area ("third-country branches") in Romania, based on data compiled by the European Banking Authority.[5]
- 🇳🇱 ING
- 🇫🇷 Banque Banorient, subisidary of BLOM Bank 🇱🇧
- 🇮🇪 Citibank Europe, subsidiary of Citigroup 🇺🇸
- 🇧🇬 TBI Bank
- 🇫🇷 BNP Paribas
- 🇫🇷 BNP Paribas Personal Finance, subsidiary of BNP Paribas
- 🇭🇺 Bank of China (Central and Eastern Europe) Ltd, subsidiary of Bank of China 🇨🇳
- 🇵🇱 PKO Bank Polski
- 🇱🇹 Revolut Bank UAB, subsidiary of Revolut
- 🇳🇱 Nexent Bank, subsidiary of Fiba Group 🇹🇷
- 🇩🇪 Trade Republic
Market shares
The following table tracks the respective market shares of banks in Romania, in terms of assets (above 1%).[6][7][8][9][10]
Defunct banks
- Banca Marmorosch Blank (1848-1948)
- Bank of Romania (1865-1948)
- Banca Albina din Sibiu (1871-1948)
- Banca Agricolă (1872-2002)
- Central Bank for Industry and Commerce (1887-1950)
- Romanian Credit Bank (1888-1950)
- Banca Generală Română (1897-1919)
- Bancorex (1968-1999)
- Anglo Romanian Bank (1973-2011)
- Bankcoop (1990-2000)
- Credit Bank (Romania) (1990-1996)
- Bancpost (1991-2019)
- Banca Comercială Carpatica (1991-2017)
- Dacia Felix Bank (1991-2000)
- Banca Românească (1992-2023)
- Banca Internațională a Religiilor (1993-2000)
- Credit Europe Bank Romania (1993-2025)
- Columna Bank (1995-1998)
- First Bank (1995-2025)
- OTP Bank Romania (1995-2024)
- RBS Romania (1995-2015)
- Banca Italo Romena (1996-2017)
- Banca Română de Scont (1996-2002)
- Crédit Agricole Bank Romania (1999-2021)
- Volksbank Romania (2000-2015)
- Nova Bank (Romania) (2002-2006)
- Millennium Bank Romania (2007-2015)
- Alior Bank Romania (2016-2024)
Additional discontinued operations
See also
- List of banks in Europe
- List of banks in the euro area
References
- The EBA updates list of other systemically important institutions European Banking Authority, 2025-5-15^
- Register of credit institutions / PART I - Credit institutions, Romanian legal persons National Bank of Romania, retrieved 2026-3-12^
- Garanti Bank BBVA agrees to sell Romanian unit to Austria's Raiffeisen for 591 mln euros Reuters, 30 March 2026^
- State Aid SA. 104762 (2022/N) – Romania; Set-up of the Investment and Development Bank European Commission, 2023-1-31^
- The EBA updates list of third-country groups and branches operating in the European Union and the European Economic Area European Banking Authority, 2025-10-13^
- Topuri Banci Bancherul, retrieved 31 May 2017^
- Topul bancilor la cresterea activelor in 2019: Banca Transilvania a fost performera sistemului bancar, urmata de ING si CEC Bank Bancherul, retrieved 29 June 2020^
- Cornel Dinu. TOPUL BĂNCILOR DUPĂ ACTIVE ÎN 2020. O NOUĂ BANCĂ ROMÂNEASCĂ ÎNTRĂ ÎN TOP 10 DUPĂ CE GARANTI BBVA A PIERDUT DOUĂ LOCURI. DOAR 5 DINTRE CELE MAI MARI ZECE BĂNCI DIN ROMÂNIA ȘI-AU MAJORAT COTA DE PIAȚĂ ÎN PANDEMIE Ziarul Financiar, 28 June 2021, retrieved 28 January 2022^
- Mihai Baniţă. Topul integral al băncilor în 2021. Banca Transilvania se desprinde în vârf, CEC Bank urcă o poziție, Eximbank se pregătește pentru salt, cota ING Bank scade în premieră, după mulți ani Profit.ro, 4 July 2022, retrieved 20 December 2023^
- Mihai Baniţă. Topul integral al băncilor. Schimbare la vârf Profit.ro, 24 June 2025, retrieved 22 October 2025^