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List of banks in Australia

The following is the list of banks in Australia, as well as restricted authorised deposit-taking institutions (ADI),[1] credit unions and subsidiaries and branches of foreign banks in Australia. Financial institutions in Australia are supervised by the Australian Prudential Regulation Authority (APRA) as authorised deposit-taking institutions (ADI) under the Banking Act 1959 (Cth), as at 2 August 2017.[2]

Central bank

The Reserve Bank of Australia (RBA) is Australia's central bank and banknote issuing authority. It has had this role since 14 January 1960, when the Reserve Bank Act 1959 removed the central banking functions from the Commonwealth Bank.[3] The bank's main policy role is to control inflation levels within a target range of 2–3%, by controlling the unemployment rate according to the 'non-accelerating inflation rate of unemployment' (NAIRU) by controlling the official cash rate.

Authorised deposit-taking institutions

Authorised Deposit-taking Institutions (ADIs) are corporations authorised to conduct banking business in Australia; however, the Financial Claims Scheme (FCS) guarantee applies exclusively to banks, building societies, and credit unions, and does not cover all ADI categories such as payment facilities.[4]

Incorporated in Australia

According to APRA statistics as of 11 December 2025, there are 71 Australian-owned ADIs, along with seven foreign-owned banks that are locally incorporated in Australia. It is worth noting that several of these banking groups operate under multiple brand names.[5]

Total resident assets

The following table ranks banking entities and financial groups in Australia by total resident assets, based on statistics released by the Australian Prudential Regulation Authority (APRA) as of September 2025.[12] While this dataset specifically focuses on assets held by Australian residents and excludes non-resident holdings, the figures remain a close proxy for the total balance sheet of each institution. This correlation is due to Australia status as a primarily domestic-focused market rather than a major offshore financial hub; consequently, for the vast majority of these banks, resident assets comprise the bulk of their global operations, although the "Big Four" banks also hold significant assets in New Zealand.

See also

  • Banking in Australia
  • List of banks
  • List of banks in Oceania

References

  1. APRA finalises new Restricted Authorised Deposit-taking Institution licensing framework | APRA www.apra.gov.au^
  2. APRA, "List of Authorised Deposit-taking Institutions", as at 2 August 2017^
  3. History of the RBA Reserve Bank of Australia, retrieved 2009-06-05^
  4. Financial Claims Scheme: Banks, building societies and credit unions www.apra.gov.au, retrieved 2025-12-17^
  5. List of registered authorised deposit-taking institutions www.apra.gov.au, retrieved 2025-12-17^
  6. James EyersSenior Reporter. ANZ can finally get under the hood of Suncorp Bank Australian Financial Review, 2024-07-31, retrieved 2025-12-18^
  7. Wholesale Debt Investor FAQs regarding ANZ’s acquisition of Suncorp Bank www.anz.com, retrieved 2025-12-18^
  8. Shivam Mishra. HSBC reportedly considers selling Australian retail bank Retail Banker International, 2025-07-30, retrieved 2025-12-18^
  9. Authorised deposit-taking institution centralised publication - March 2013 to September 2025 Australian Prudential Regulation Authority, retrieved 2025-12-17^
  10. Director’s Report and Financial Statements to 30 September 2025 Suncorp, retrieved 2025-12-17^
  11. Industry Statistics - Australian Custodial Services Association acsa.com.au, retrieved 2025-12-25^
  12. Monthly authorised deposit-taking institution statistics back-series March 2019 - October 2025 www.apra.gov.au, retrieved 2025-12-25^