International Personal Finance

International Personal Finance is a British-based international financial services business providing home credit and digital consumer credit to 1.7 million customers in nine markets.[2] It took a secondary listing on the Warsaw Stock Exchange in March 2013 but delisted in 2022.[3] It is also listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.[4]

History

The company was first established as a division of Provident Financial in 1997. It was demerged from Provident Financial in 2007[5] and listed on the London Stock Exchange on 16 July 2007.[6] It went on to acquire Maritime Commercial Bank of Kaliningrad in 2008,[7] before closing its pilot Russian operation in 2009.[8] IPF acquired digital loans company MCB Finance in 2015.[9]

Operations

The company has operations organised as follows:

  • Poland – home credit and digital
  • Hungary – home credit
  • Romania – home credit
  • Czech Republic – home credit and digital
  • Mexico – home credit and digital
  • Australia – digital
  • Latvia – digital
  • Lithuania – digital
  • Estonia – digital

References

  1. Annual Results 2025 International Personal Finance, retrieved 25 February 2026^
  2. Building a better world International Personal Finance Corporate2022, retrieved 2023-06-24^
  3. Approval of Warsaw Stock Exchange Delisting tools.eurolandir.com, retrieved 2023-06-24^
  4. Spirent Communications (UK): Constituent Deletion – Update Changes in FTSE UK Index Series FTSE Russell, 13 October 2025, retrieved 15 October 2025^
  5. Provident Financial details split Reuters, 7 June 2007, retrieved 9 April 2016^
  6. London Stock Exchange www.londonstockexchange.com, retrieved 2023-06-24^
  7. International Personal Finance buys Russian bank for 2.75 mln stg cash LSE, 31 December 2007, retrieved 6 February 2018^
  8. Closure of Russian market pilot tools.eurolandir.com, retrieved 2023-06-24^
  9. Lender IPF says to buy MCB Finance Group Reuters, 19 December 2014, retrieved 6 February 2018^