Harmoney is an online direct personal lender that operates across Australia and New Zealand. The company was established in 2014 to introduce peer-to-peer lending to New Zealand. Harmoney provides personal loans and has issued NZD $2 billion worth of loans as of March 2021.
Launched in September 2014, Harmoney was the first licensed provider in New Zealand after peer-to-peer lending and crowdfunding were enabled on 1 April 2014, following the passing of new financial legislation in New Zealand.[2][3][4]
Harmoney started with peer-to-peer lending; it ceased providing retail investors with new loans on 1 April 2020.[5]
History
Harmoney was founded in late 2013 by Neil Roberts who became CEO of the new company.[6]