Earnest is a financial technology company headquartered in San Francisco, California, that provides education financing products, including student loan refinancing, and private student loans. The company evaluates applicants using a range of financial and non-financial factors in addition to traditional credit scores.
History
Earnest was co-founded in 2013 by Louis Beryl and Benjamin Hutchinson.[1][2][3][4] Beryl was previously a partner at Andreessen Horowitz, while Hutchinson held roles at the BBC and the U.K.’s HM Treasury.[5]